What is Preneed Funeral insurance? Preneed insurance is used to fund a funeral service agreement between you and a funeral home. You decide every element you want included in your funeral service, which includes everything from the casket to flowers to transportation for the family.
That may seem like a no brainer but you would be surprised the vast majority of individuals don’t take steps into finding funeral insurance until it's to late. Which unfortunately sticks, more often until than not, their family and loved ones with the bill. The fact that you are even reading this article to gain more knowledge puts you ahead of the game. Nobody wants to leave their family with the ‘bill’ to address funeral and final expenses. Lucky for you, we have taken the legwork out of it and will help lead you through the process to find the best type of funeral insurance for you. In the event you’d like to speak with an agent simply call us at 888-502-5367. We’d love to discuss what options you may have available…
By Anthony Goel & Sean Grant Guaranteed issue policy providers will not care for the mildness or severity of your cognition loss arising from dementia. They will underwrite your risk with no health-related questions asked. They will also not require your medical records, prescription history, or phone interviews. These insurers will not conduct a medical exam either. A guaranteed life insurance policy will effectively be a whole life policy. Thus, it will remain graded during the first two years for natural death. Most companies offer these policies with waiting periods ranging from two to three years. No death benefits will be payable should the insured pass away during the waiting period. As mentioned earlier, if the insured passes away during the waiting period, the beneficiary will receive the sum of…
By Anthony Goel & Sean Grant Burial Insurnace cost are going up honey.... People with dementia or Alzheimer’s disease often feel that no insurance company will issue a new burial insurance policy or any type of life insurance to them. However, nothing could be further from the truth. For the uninitiated, dementia denotes a severe medical condition that reduces a person’s life expectancy significantly. For this reason, most insurers treat people with dementia as underwriting risks. Having said that, people afflicted by this condition can still obtain burial insurance andFurneral insurance coverage. Life insurance with Alzherimer’s or Dementia can be challenging. We have helped hundreds of families secure a final expense insurance policy for their loved ones who have Alzheimer’s or Dementia. Call us at 888-502-5367 and let one of…
