Burial insurance covers the cost of your funeral and/or cremation expenses after you pass away. It can also be used at the beneficiary’s discretion to pay off debts including any medical bills, mortgage loans, or credit card bills. Guaranteed acceptance life insurance with no waiting period has no health costs and does not require a medical exam. You’re guaranteed acceptance as long as your age falls within a specific range. Most people want life insurance with no medical exam and no health questions.
I know a lot of people think #worldbreastfeeding week is about encouraging breastfeeding, and yes, breastfeeding is awesome as it’s amazing our bodies can do such a wonderful thing. 195 more words Why more support is needed for new mums to continue breastfeeding — New Mummy Blog I know a lot of people think #worldbreastfeeding week is about encouraging breastfeeding, and yes, breastfeeding is awesome as it’s amazing our bodies can do such a wonderful thing. There are so many benefits of breastfeeding but at a time when our breastfeeding rates are so low we should be looking at why they are low, not just continuing to buy into breastfeeding vs formula feeding debates. Breastfeeding is not something that just happens. Breastfeeding is not all easy. Breastfeeding is painful, it’s time…
Release Date: October 3, 2019 PINE VALLEY, Calif. — U.S. Border Patrol agents arrested a woman yesterday at the Interstate 8 checkpoint who had 160 packages of methamphetamine hidden inside her SUV. The woman also had her two minor children in the car, which is a repeat of a smuggling incident that occurred on Tuesday. The incident began on Wednesday, October 2, at around 6:30 p.m., when a woman driving a silver Nissan Murano approached the checkpoint. A Border Patrol K-9 team performed a sniff of the vehicle, which resulted in an alert. The agent sent the woman to secondary inspection for further examination. In secondary, a K-9 performed a second sniff of the vehicle and alerted to the driver’s door and passenger-side rear-cargo area. Agents searched and discovered plastic-wrapped bundles concealed in the…
Life & Burial Insurance For Seniors Over 80 Does Exist? #LifeInsurance #BurialInsurance #SeniorLife #lifeinsuranceforsenior #Seniors #burialinsuranceplans #finalexpenseinsurance Yes, life insurance for senior citizens over 80 does exist. In fact, coverage with no waiting period is still possible even at this age. In this guide, we’ll lay out all your options, low cost companies, quotes, how to qualify and explain the application process. What Options Are There For Life Insurance For Seniors Over 80? Yes you can buy life insurance for seniors over 80. At 80+ whole life insurance is usually the only kind available. Most seniors at this age only need life insurance to cover funeral costs, so you’ll often see policies at this age referred to as burial insurance plans or final expense insurance. Here’s how a whole life…
Maybe you’ve heard (or experienced) the tragic story of someone becoming ill, forgetting or being unable to pay their life insurance premium, only to see the policy lapse at the time it is needed most. It’s more common than you may realize, and at our law firm we see it quite often. It is terribly unfortunate. What most people don’t realize, however, is that there is law in California that may come to the rescue. That law is known as the “notice prejudice” rule. The rule emanates from a judicially created doctrine dating back to at least 1963, when the California Supreme Court decided Campbell v. Allstate Ins. Co. (1963) 60 Cal.2d 303, 305. The rule is simple: it prohibits insurers from denying insurance benefits on the ground that the insured presented…
You may have become used to seeing multiple bottles of pills or other medications on your aging parent’s cabinet or counter, but polypharmacy — the regular use of five or more medications — can pose a serious health risk to seniors. Each year, about 350,000 people are hospitalized after visits to the emergency room because of adverse, or harmful, drug events, according to the Centers for Disease Control and Prevention (CDC). Medication management is an important preventive measure to avoid potentially serious health hazards in seniors. Older adults often take multiple medications, vitamins, and supplements to treat different symptoms and health conditions, which can increase their risk of medication mix-ups. In some cases, these simple mistakes can become dangerous and even fatal. Other factors that increase the risk of health…
Nurses are on the frontlines of the COVID-19 pandemic. Along with other health care workers, they face an increased demand for their services—which puts them at greater risk of catching coronavirus. So, in honor of National Nurses Week (May 6 through May 12), we are taking a look at our work on shortages in the nursing and health care worker communities. We are also reviewing federal efforts to respond to these shortages, including through the CARES Act (Coronavirus Aid, Relief, and Economic Security Act). The nursing workforce Nurses are the largest component of the health care workforce. They provide much of the care for hospital patients and deliver most of the nation’s long-term care. However, the U.S. has been facing a critical nursing shortage for years, partly due to increased…
The old idea of “retirement”?a word that means withdrawal, describing a time when people gave up productive employment and shrank their activities?was a short-lived historical anomaly. Humans have always found meaning and motivation in work and community, and the boomer generation, poised to live longer in better health than any before, is already discovering a new type of retirement planning called “unretirement”?extending their working lives, often with new careers, entrepreneurial ventures, and volunteer service. In Unretirement (Bloomsbury Publishing, 2016), Chris Farrell details how their experience, wisdom?and importantly, their continued earnings?will enrich the American workplace, treasury, and our whole society in the decades to come. The following excerpt is from the book’s first chapter: “Work Long and Prosper.” Two titans of the New Deal were Harry Hopkins and Henry Morgenthau Jr. Hopkins…
As well are all painfully aware... This trend is most likely going to impact smaller privately held companies even harder given that many are also owned and lead by baby boomers and typically have much smaller work forces from which to groom knowledgeable replacements for retiring experienced workers. Recently MiddleMarketGrowth.com published an enlightening piece that examines this movement in great detail. This is how they described the current employment trend: Despite the doom and gloom of recent economic news, the middle market continues to outpace large-cap companies and global corporations in business growth, M&A and workforce expansion. Most middle-market business leaders are well aware of the “war for talent” that exists today. Attracting and developing talent has been and will continue to be the No. 1 constraint on growth for midsize companies. The bad news…
It seems like just a few years ago that managers and HR professionals everywhere were talking about the impact of Millennials in the workplace. Millennials, also known as Gen Y, were different from Gen X and Baby Boomers. The first generation to have grown up with hyper connectivity and social media, they had their own distinct views of why and how to work. Those views initially shook up the workplace, but now, approximately two decades later, they’ve reshaped it. Flex work and telecommuting are becoming more and more the norm, as are other employer perks that facilitate a good work-life balance. Companies strive to demonstrate social responsibility and provide meaningful work in order to attract top Millennial talent. And the fact that the gig economy is gaining ground appears to suit Millennials, who are…
You know you’re unique person… and not like most people, you probably have certain ideas about how you want your life celebrated and remembered. As with all the important milestones accomplished over your lifetime, planning your end-of-life celebration should be done with careful thought. The death of a loved one is a very difficult time for everyone. Yet, during this period of grief and emotional readjustment, family members and friends are often confronted with dozens of decisions about the memorial services. What would our loved one have wanted?What kind of funeral should it be?What should be included?Who needs to be notified?How much will it cost? By preplanning, these questions and many more will be answered in advance so your family is relieved of that burden. Preplanning involves making choices about…
