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How to Apply for Medicare Without Claiming Social Security…

THE SOCIAL SECURITY full retirement age is 66 for most baby boomers, and you receive a smaller monthly payout if you sign up at a younger age. Some retirees further delay signing up in order to qualify for monthly payments later in retirement. However, the Medicare eligibility age remains 65. So, if you want to wait until 66 or later to claim Social Security, you will have to sign up for Medicare separately at age 65. Here's what you need to know about signing up for Medicare before claiming Social Security: Social Security and Medicare are separate decisions.Some people are automatically enrolled in Medicare.Remember to sign up for Medicare on time.Signing up for Medicare after you missed the Initial Enrollment Period can trigger penalties.Beneficiaries who work can avoid the Medicare late enrollment penalty.Be…

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Starting January 1st All Hospitals Must Publish Price Lists

New federal law that was announced in April states that in the New Year, hospitals must publish price lists online of all the services they offer. This should also make it easier for patients to access their medical records. Hospitals must publish public price lists under the Affordable Care Act, but with this new law hospitals are now supposed to make these lists available online. Every year these numbers must be updated so patients get the most accurate price. Rehabilitation centers, psychiatric hospitals, and critical access hospitals are also expected to put price lists online under this new law. Seema Verma, head of the Centers for Medicare and Medicaid Services, commented when the program was confirmed: “We are just beginning on price transparency. “We know that hospitals have this information…

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