Senior life insurance is a type of whole life insurance that is commonly purchased by seniors to cover the cost of a funeral and other final expenses when they die. Unlike other whole life insurance, the policy is only about $10,000 – $25,000 of coverage.
Like most insurance, life insurance is cheaper to buy the younger you are when you buy it. This is great news if you’re in your 20s or 30s, but what if you’re a little older and in the market for a new life insurance policy? How old is too old?The answer depends on the type of life insurance you’re shopping for, but one thing’s for certain — no matter what your age today, it’s better to buy a life insurance policy now rather than waiting a year. The price goes up as you get older Premiums for term life increase by about 8% per year in your late 40s, and that rate of increase continues to climb to 9-12% per years after age 50.To illustrate this, we used Policy Genius Life insurance…
RETIREES SPENT $92.8 billion on prescription drugs in 2010. The majority of this money (68 percent) was paid for just five types of medications that cost Medicare beneficiaries age 65 and older $63.4 billion, according to a recent analysis by the Agency for Healthcare Research and Quality. Here are the five most expensive types of medications retirees use: Metabolic drugs. Simvastatin, Metformin, Lipitor, Pravastatin and Crestor are among the metabolic drugs that senior citizens spent $22.5 billion on in 2010, the most of any type of medication. This calculation includes out-of-pocket, private and public insurance costs for Medicare beneficiaries age 65 and older, but does not take into account over-the-counter medicines or drugs administered in a clinic or physician's office. Over half (59 percent) of Medicare beneficiaries use metabolic medicines, and the…
Agility Rx's discount prescription drug card is a FREE card available to those, uninsured or underinsured, to save money on all prescription medications. Instead of paying full price for prescription medication, Agility Rx card members can instantly save money when filling a prescription. Although the card can’t be combined with insurance, our card can help during high deductible scenarios and the Medicare Part-D donut hole. Our card has NO enrollment fee, NO deductibles, and NO activation fees. Agility Rx’s discount card covers all FDA approved brand-name and generic prescription medications. The card is also accepted at over 64,000 participating pharmacies nationwide, including most major chains and independent pharmacies. Additional Discount prescription Drug Plan Advantages. Unlimited use; card never expiresDeep DiscountsOver 64,000 Participating PharmaciesCan be use by all family members, friends,…
An oral contraceptive is a birth control pill taken by mouth, containing both estrogen and progesterone. The pill, if taken correctly (see directions of pill for more info), will prevent the ovary from releasing an egg for fertilization, or even simpler prevent pregnancy from occurring. The effectiveness of the pill is approximately 91% if taken correctly everyday. Some advantages that come along with taking the pill are that it makes a period shorter, lighter, and more regular. Another advantage is that is can decrease the risk of cancer of the ovaries and uterus. allows the guidelines to bend and change to employers and insurers discursion. Employers and insurance can now cover or refuse to cover based on religious or moral beliefs and require members to pay out of pocket. If…
